HEALTHCAREseeker.com uses a payroll and benefit Service Company called Kruse and Associates which administrates our plan.
Health Insurance
We offer a nationwide PPO healthcare plan which includes a national drug card, dental and vision coverage. This national network CCN is an affiliate of the NCN network. Providers are found at www.ccnusa.com and www.ccok.com. Benefits are the same under both networks and are administered by Healthcare Solutions Group (HSG).
| |
Single / Family |
| Doctor Office Visit |
$20 Co-pay |
| Annual Deductible |
$500 / $1,500 |
| Co-Insurance |
80 / 20 |
Changes in your plan that you select can only occur in June and December with July 1, and January 1 effective dates.
Prescriptions
We use Script Care for this benefit. HSG administers the RX Claims as well.
| |
Single / Family |
| Deductible |
$50 / $150 |
| Generic RX |
$20 |
| Name Brand RX |
$35 |
Workers Compensation Insurance
Each W-2 employee is covered under this insurance.
Vision
A preferred provider is not required, giving the employee the flexibility to choose their own Doctor. This benefit covers exams, eye glass frames / lenses, and contacts.
** $400 annual benefit per covered person
Dental
Preferred provider is not required.
| |
Single / Family |
| Deductible |
$50 / $150 |
***$1000 annual benefit per covered person
Orthodontics
| |
Single / Family |
| Deductible |
$500 |
| Co insurance |
50 / 50 |
*Maximum benefit of $2500 per covered person
Chiropractor
This benefit will be paid at 80%.
Maximum benefit per visit $30
Maximum annual benefit $300
Flexible Spending Accounts
Another great pre-tax benefit! We offer both Medical and Dependent care re-imbursement tax savings opportunities. Enrollment is upon hiring or during the annual open enrollment in December.
Life Insurance
If you elect the health insurance coverage you will have an automatic life insurance "rider" attached to that policy. This benefit is $15,000 Life and $15,000 AD&D.
Professional Liability Insurance, (Malpractice)
Our Insurance covers all of our employees in the field (if applicable).
AFLAC
Voluntary benefits are offered from AFLAC. These are "employee" sponsored benefits, which include: Cancer, Short term disability, Voluntary indemnity, Personal Accident, and supplemental life insurance policies.
*** For more detail on the benefits refer to your health insurance plan document or contact the Human Resource Department at Kruse and Associates
HEALTHCAREseeker.com Benefits provided by:
Kruse & Associates, Inc.
(918) 251-5982
HEALTHCAREseeker.com
(888)-331-3431x18 Linda Le |
